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RYAN LUGBAUER | COMMERCE HOME MORTGAGE

Ryan Lugbauer is a native San Franciscan and mortgage advisor. Spending 5 years in real estate and construction, Ryan has experience in the home buying process from beginning to end and uses this knowledge to ensure each client makes the best choice for their unique situation. His approach to underwrite the loan file before a client has chosen a particular property, has proven helpful in closing loans as soon as possible. 

Currently, Ryan is a mortgage loan officer at Commerce Home Mortgage a company that process over $10 billion in loans every year.  

Ryan is here to help understand what YOU need. Just Call or schedule a free consolation! He’ll take the time to make sure you are clear on how it works and ensure you’ll have the right loan program. 

 

RYAN LUGBAUER
Commerce home mortgage

1990 California blvd. Suite 650 
Walnut Creek, CA 94596
c: 415-794-6639
e: rlugbauer@commercemtg.com

NMLS: 241024
Branch NMLS: 1270428
Lender NMLS: 1854

 


 

 

FIRST TIME HOME BUYERS

Ryan has lived in San Francisco his entire life and has backgrounds in both real estate and banking. He can help you every step of the way on the road to your first home. 

2ND+ TIME HOME INVESTOR

Ryan provides all services of the mortgage loan application process from beginning to end.  As a licensed fiduciary, Ryan always puts the client's needs first and prides himself on getting back to clients quickly. 

REFINANCE

Ryan can help you maximize the equity in your current property. With rates at historic lows, it’s a great time to refinance. 

 
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Meet Your Mortgage Originator

On top of all of his professional capabilities, Ryan is genuine and friendly. He not only wants his clients to get the best loan they can, he wants them to be happy.

 
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Happy Clients

Ryan always puts clients first and has ado whatever it takes, get it done attitude. Check out all of his reviews here.

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Contact Ryan